O-3 BAH Rates in FORT CAMPBELL, KY (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in FORT CAMPBELL, KY is $2,496 per month with dependents and $1,995 per month without dependents. This rate is $363 below the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in FORT CAMPBELL is approximately $10,561.48 with dependents or $10,060.48 without.
O-3 BAH: FORT CAMPBELL vs National Average
| FORT CAMPBELL | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,496 | $2,859 | $-363 |
| Without Dependents | $1,995 | $2,493 | $-498 |
O-3 Total Monthly Compensation in FORT CAMPBELL
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in FORT CAMPBELL:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $2,496 | $1,995 |
| BAS | $328.48 | $328.48 |
| Total | $10,561.48 | $10,060.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in FORT CAMPBELL
- E-3 — $1,743/mo
- E-4 — $1,743/mo
- E-5 — $1,815/mo
- E-6 — $2,100/mo
- E-7 — $2,244/mo
- O-1 — $1,857/mo
- O-2 — $2,097/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in FORT CAMPBELL?
The 2026 O-3 BAH rate in FORT CAMPBELL is $2,496/mo with dependents and $1,995/mo without dependents.
What is the total monthly pay for O-3 in FORT CAMPBELL?
An O-3 with 6 years of service in FORT CAMPBELL earns approximately $10,561.48/mo total compensation with dependents (base pay $7,737 + BAH $2,496 + BAS $328.48). Without dependents: $10,060.48/mo.
Is FORT CAMPBELL BAH above or below average?
O-3 BAH in FORT CAMPBELL is $363 below the national average of $2,859/mo with dependents.