O-2 BAH Rates in Des Moines, IA (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Des Moines, IA is $2,205 per month with dependents and $1,722 per month without dependents. This rate is $403 below the national average for O-2.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Des Moines is approximately $9,017.98 with dependents or $8,534.98 without.

O-2 BAH: Des Moines vs National Average

	Des Moines	National Avg	Difference
With Dependents	$2,205	$2,608	−$403
Without Dependents	$1,722	$2,243	−$521

O-2 Total Monthly Compensation in Des Moines

Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Des Moines:

Component	With Dependents	Without Dependents
Base Pay	$6,484.5	$6,484.5
BAH	$2,205	$1,722
BAS	$328.48	$328.48
Total	$9,017.98	$8,534.98

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Des Moines

• E-3 — $1,593/mo
• E-4 — $1,593/mo
• E-5 — $1,770/mo
• E-6 — $2,208/mo
• E-7 — $2,292/mo
• O-1 — $1,830/mo
• O-3 — $2,433/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-2 in Des Moines?

The 2026 O-2 BAH rate in Des Moines is $2,205/mo with dependents and $1,722/mo without dependents.

What is the total monthly pay for O-2 in Des Moines?

An O-2 with 4 years of service in Des Moines earns approximately $9,017.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,205 + BAS $328.48). Without dependents: $8,534.98/mo.

Is Des Moines BAH above or below average?

O-2 BAH in Des Moines is $403 below the national average of $2,608/mo with dependents.

View all Iowa BAH rates →