O-2 BAH Rates in INDIANAPOLIS, IN (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in INDIANAPOLIS, IN is $2,205 per month with dependents and $1,836 per month without dependents. This rate is $403 below the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in INDIANAPOLIS is approximately $9,017.98 with dependents or $8,648.98 without.
O-2 BAH: INDIANAPOLIS vs National Average
| INDIANAPOLIS | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,205 | $2,608 | $-403 |
| Without Dependents | $1,836 | $2,243 | $-407 |
O-2 Total Monthly Compensation in INDIANAPOLIS
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in INDIANAPOLIS:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $2,205 | $1,836 |
| BAS | $328.48 | $328.48 |
| Total | $9,017.98 | $8,648.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in INDIANAPOLIS
- E-3 — $1,749/mo
- E-4 — $1,749/mo
- E-5 — $1,875/mo
- E-6 — $2,208/mo
- E-7 — $2,244/mo
- O-1 — $1,923/mo
- O-3 — $2,307/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in INDIANAPOLIS?
The 2026 O-2 BAH rate in INDIANAPOLIS is $2,205/mo with dependents and $1,836/mo without dependents.
What is the total monthly pay for O-2 in INDIANAPOLIS?
An O-2 with 4 years of service in INDIANAPOLIS earns approximately $9,017.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,205 + BAS $328.48). Without dependents: $8,648.98/mo.
Is INDIANAPOLIS BAH above or below average?
O-2 BAH in INDIANAPOLIS is $403 below the national average of $2,608/mo with dependents.