E-7 BAH Rates in Champaign/Urbana, IL (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-7 (Sergeant First Class (SFC)) stationed in Champaign/Urbana, IL is $2,034 per month with dependents and $1,527 per month without dependents. This rate is $668 below the national average for E-7.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-7 base pay of $6,000.9/mo (at 16 years of service) and BAS of $476.95/mo, total monthly compensation in Champaign/Urbana is approximately $8,511.85 with dependents or $8,004.85 without.
E-7 BAH: Champaign/Urbana vs National Average
| Champaign/Urbana | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,034 | $2,702 | −$668 |
| Without Dependents | $1,527 | $2,158 | −$631 |
E-7 Total Monthly Compensation in Champaign/Urbana
Here is how E-7 pay breaks down for a service member with 16 years of service stationed in Champaign/Urbana:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,000.9 | $6,000.9 |
| BAH | $2,034 | $1,527 |
| BAS | $476.95 | $476.95 |
| Total | $8,511.85 | $8,004.85 |
Base pay shown for 16 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Champaign/Urbana
- E-3 — $1,467/mo
- E-4 — $1,467/mo
- E-5 — $1,539/mo
- E-6 — $1,980/mo
- O-1 — $1,599/mo
- O-2 — $1,977/mo
- O-3 — $2,127/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-7 in Champaign/Urbana?
The 2026 E-7 BAH rate in Champaign/Urbana is $2,034/mo with dependents and $1,527/mo without dependents.
What is the total monthly pay for E-7 in Champaign/Urbana?
An E-7 with 16 years of service in Champaign/Urbana earns approximately $8,511.85/mo total compensation with dependents (base pay $6,000.9 + BAH $2,034 + BAS $476.95). Without dependents: $8,004.85/mo.
Is Champaign/Urbana BAH above or below average?
E-7 BAH in Champaign/Urbana is $668 below the national average of $2,702/mo with dependents.
E-7 BAH in Champaign/Urbana, IL, in context
An E-7 with dependents in Champaign/Urbana, IL draws $2,034/mo — 24.7% below the national average of $2,702 for this grade (238th of 299 MHAs). Without dependents the rate is $1,527/mo, a $507 difference.
Promotion changes housing money here: pinning on E-8 raises BAH in this MHA by $57/mo (to $2,091), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.