E-4 BAH Rates in CHAMPAIGN/URBANA, IL (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in CHAMPAIGN/URBANA, IL is $1,467 per month with dependents and $1,230 per month without dependents. This rate is $662 below the national average for E-4.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in CHAMPAIGN/URBANA is approximately $5,602.45 with dependents or $5,365.45 without.
E-4 BAH: CHAMPAIGN/URBANA vs National Average
| CHAMPAIGN/URBANA | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,467 | $2,129 | $-662 |
| Without Dependents | $1,230 | $1,683 | $-453 |
E-4 Total Monthly Compensation in CHAMPAIGN/URBANA
Here is how E-4 pay breaks down for a service member with 4 years of service stationed in CHAMPAIGN/URBANA:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,658.5 | $3,658.5 |
| BAH | $1,467 | $1,230 |
| BAS | $476.95 | $476.95 |
| Total | $5,602.45 | $5,365.45 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in CHAMPAIGN/URBANA
- E-3 — $1,467/mo
- E-5 — $1,539/mo
- E-6 — $1,980/mo
- E-7 — $2,034/mo
- O-1 — $1,599/mo
- O-2 — $1,977/mo
- O-3 — $2,127/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-4 in CHAMPAIGN/URBANA?
The 2026 E-4 BAH rate in CHAMPAIGN/URBANA is $1,467/mo with dependents and $1,230/mo without dependents.
What is the total monthly pay for E-4 in CHAMPAIGN/URBANA?
An E-4 with 4 years of service in CHAMPAIGN/URBANA earns approximately $5,602.45/mo total compensation with dependents (base pay $3,658.5 + BAH $1,467 + BAS $476.95). Without dependents: $5,365.45/mo.
Is CHAMPAIGN/URBANA BAH above or below average?
E-4 BAH in CHAMPAIGN/URBANA is $662 below the national average of $2,129/mo with dependents.