O-3 BAH Rates in Savannah, GA (2026)

With Dependents
$2,745
per month
Without Dependents
$2,562
per month
Total Comp (w/ dep)
$10,810.48
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Savannah, GA is $2,745 per month with dependents and $2,562 per month without dependents. This rate is $114 below the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Savannah is approximately $10,810.48 with dependents or $10,627.48 without.

O-3 BAH: Savannah vs National Average

SavannahNational AvgDifference
With Dependents$2,745$2,859−$114
Without Dependents$2,562$2,493+$69

O-3 Total Monthly Compensation in Savannah

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Savannah:

ComponentWith DependentsWithout Dependents
Base Pay$7,737$7,737
BAH$2,745$2,562
BAS$328.48$328.48
Total$10,810.48$10,627.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Savannah

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Savannah?

The 2026 O-3 BAH rate in Savannah is $2,745/mo with dependents and $2,562/mo without dependents.

What is the total monthly pay for O-3 in Savannah?

An O-3 with 6 years of service in Savannah earns approximately $10,810.48/mo total compensation with dependents (base pay $7,737 + BAH $2,745 + BAS $328.48). Without dependents: $10,627.48/mo.

Is Savannah BAH above or below average?

O-3 BAH in Savannah is $114 below the national average of $2,859/mo with dependents.

View all Georgia BAH rates →

O-3 BAH in Savannah, GA, in context

An O-3 with dependents in Savannah, GA draws $2,745/mo — 4% below the national average of $2,859 for this grade (132nd of 299 MHAs). Without dependents the rate is $2,562/mo, a $183 difference.

Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $291/mo (to $3,036), on top of the base-pay increase.

Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.