O-3 BAH Rates in Savannah, GA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Savannah, GA is $2,745 per month with dependents and $2,562 per month without dependents. This rate is $114 below the national average for O-3.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Savannah is approximately $10,810.48 with dependents or $10,627.48 without.
O-3 BAH: Savannah vs National Average
| Savannah | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,745 | $2,859 | −$114 |
| Without Dependents | $2,562 | $2,493 | +$69 |
O-3 Total Monthly Compensation in Savannah
Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Savannah:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $7,737 | $7,737 |
| BAH | $2,745 | $2,562 |
| BAS | $328.48 | $328.48 |
| Total | $10,810.48 | $10,627.48 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Savannah
- E-3 — $2,235/mo
- E-4 — $2,235/mo
- E-5 — $2,415/mo
- E-6 — $2,652/mo
- E-7 — $2,685/mo
- O-1 — $2,451/mo
- O-2 — $2,649/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-3 in Savannah?
The 2026 O-3 BAH rate in Savannah is $2,745/mo with dependents and $2,562/mo without dependents.
What is the total monthly pay for O-3 in Savannah?
An O-3 with 6 years of service in Savannah earns approximately $10,810.48/mo total compensation with dependents (base pay $7,737 + BAH $2,745 + BAS $328.48). Without dependents: $10,627.48/mo.
Is Savannah BAH above or below average?
O-3 BAH in Savannah is $114 below the national average of $2,859/mo with dependents.
O-3 BAH in Savannah, GA, in context
An O-3 with dependents in Savannah, GA draws $2,745/mo — 4% below the national average of $2,859 for this grade (132nd of 299 MHAs). Without dependents the rate is $2,562/mo, a $183 difference.
Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $291/mo (to $3,036), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.