O-3 BAH Rates in Kings Bay/Brunswick, GA (2026)

With Dependents
$2,418
per month
Without Dependents
$2,157
per month
Total Comp (w/ dep)
$10,483.48
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in Kings Bay/Brunswick, GA is $2,418 per month with dependents and $2,157 per month without dependents. This rate is $441 below the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in Kings Bay/Brunswick is approximately $10,483.48 with dependents or $10,222.48 without.

O-3 BAH: Kings Bay/Brunswick vs National Average

Kings Bay/BrunswickNational AvgDifference
With Dependents$2,418$2,859−$441
Without Dependents$2,157$2,493−$336

O-3 Total Monthly Compensation in Kings Bay/Brunswick

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in Kings Bay/Brunswick:

ComponentWith DependentsWithout Dependents
Base Pay$7,737$7,737
BAH$2,418$2,157
BAS$328.48$328.48
Total$10,483.48$10,222.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Kings Bay/Brunswick

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in Kings Bay/Brunswick?

The 2026 O-3 BAH rate in Kings Bay/Brunswick is $2,418/mo with dependents and $2,157/mo without dependents.

What is the total monthly pay for O-3 in Kings Bay/Brunswick?

An O-3 with 6 years of service in Kings Bay/Brunswick earns approximately $10,483.48/mo total compensation with dependents (base pay $7,737 + BAH $2,418 + BAS $328.48). Without dependents: $10,222.48/mo.

Is Kings Bay/Brunswick BAH above or below average?

O-3 BAH in Kings Bay/Brunswick is $441 below the national average of $2,859/mo with dependents.

View all Georgia BAH rates →

O-3 BAH in Kings Bay/Brunswick, GA, in context

An O-3 with dependents in Kings Bay/Brunswick, GA draws $2,418/mo — 15.4% below the national average of $2,859 for this grade (186th of 299 MHAs). Without dependents the rate is $2,157/mo, a $261 difference.

Promotion changes housing money here: pinning on O-4 raises BAH in this MHA by $288/mo (to $2,706), on top of the base-pay increase.

Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.