E-4 BAH Rates in PANAMA CITY, FL (2026)

With Dependents
$2,058
per month
Without Dependents
$1,713
per month
Total Comp (w/ dep)
$6,193.45
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in PANAMA CITY, FL is $2,058 per month with dependents and $1,713 per month without dependents. This rate is $71 below the national average for E-4.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in PANAMA CITY is approximately $6,193.45 with dependents or $5,848.45 without.

E-4 BAH: PANAMA CITY vs National Average

PANAMA CITYNational AvgDifference
With Dependents$2,058$2,129$-71
Without Dependents$1,713$1,683+$30

E-4 Total Monthly Compensation in PANAMA CITY

Here is how E-4 pay breaks down for a service member with 4 years of service stationed in PANAMA CITY:

ComponentWith DependentsWithout Dependents
Base Pay$3,658.5$3,658.5
BAH$2,058$1,713
BAS$476.95$476.95
Total$6,193.45$5,848.45

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in PANAMA CITY

Frequently Asked Questions

What is the 2026 BAH rate for E-4 in PANAMA CITY?

The 2026 E-4 BAH rate in PANAMA CITY is $2,058/mo with dependents and $1,713/mo without dependents.

What is the total monthly pay for E-4 in PANAMA CITY?

An E-4 with 4 years of service in PANAMA CITY earns approximately $6,193.45/mo total compensation with dependents (base pay $3,658.5 + BAH $2,058 + BAS $476.95). Without dependents: $5,848.45/mo.

Is PANAMA CITY BAH above or below average?

E-4 BAH in PANAMA CITY is $71 below the national average of $2,129/mo with dependents.

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