O-2 BAH Rates in Orlando, FL (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in Orlando, FL is $2,958 per month with dependents and $2,592 per month without dependents. This rate is $350 above the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in Orlando is approximately $9,770.98 with dependents or $9,404.98 without.
O-2 BAH: Orlando vs National Average
| Orlando | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,958 | $2,608 | +$350 |
| Without Dependents | $2,592 | $2,243 | +$349 |
O-2 Total Monthly Compensation in Orlando
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in Orlando:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $2,958 | $2,592 |
| BAS | $328.48 | $328.48 |
| Total | $9,770.98 | $9,404.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Orlando
- E-3 — $2,454/mo
- E-4 — $2,454/mo
- E-5 — $2,658/mo
- E-6 — $2,961/mo
- E-7 — $2,982/mo
- O-1 — $2,700/mo
- O-3 — $2,997/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in Orlando?
The 2026 O-2 BAH rate in Orlando is $2,958/mo with dependents and $2,592/mo without dependents.
What is the total monthly pay for O-2 in Orlando?
An O-2 with 4 years of service in Orlando earns approximately $9,770.98/mo total compensation with dependents (base pay $6,484.5 + BAH $2,958 + BAS $328.48). Without dependents: $9,404.98/mo.
Is Orlando BAH above or below average?
O-2 BAH in Orlando is $350 above the national average of $2,608/mo with dependents.
O-2 BAH in Orlando, FL, in context
An O-2 with dependents in Orlando, FL draws $2,958/mo — 13.4% above the national average of $2,608 for this grade (73rd of 299 MHAs). Without dependents the rate is $2,592/mo, a $366 difference.
Promotion changes housing money here: pinning on O-3 raises BAH in this MHA by $39/mo (to $2,997), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.