O-1 BAH Rates in Fort Myers Beach, FL (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Fort Myers Beach, FL is $2,730 per month with dependents and $2,406 per month without dependents. This rate is $395 above the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Fort Myers Beach is approximately $7,378.48 with dependents or $7,054.48 without.
O-1 BAH: Fort Myers Beach vs National Average
| Fort Myers Beach | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $2,730 | $2,335 | +$395 |
| Without Dependents | $2,406 | $1,975 | +$431 |
O-1 Total Monthly Compensation in Fort Myers Beach
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Fort Myers Beach:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $2,730 | $2,406 |
| BAS | $328.48 | $328.48 |
| Total | $7,378.48 | $7,054.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Fort Myers Beach
- E-3 — $2,553/mo
- E-4 — $2,553/mo
- E-5 — $2,694/mo
- E-6 — $2,919/mo
- E-7 — $2,994/mo
- O-2 — $2,916/mo
- O-3 — $3,129/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in Fort Myers Beach?
The 2026 O-1 BAH rate in Fort Myers Beach is $2,730/mo with dependents and $2,406/mo without dependents.
What is the total monthly pay for O-1 in Fort Myers Beach?
An O-1 with 2 years of service in Fort Myers Beach earns approximately $7,378.48/mo total compensation with dependents (base pay $4,320 + BAH $2,730 + BAS $328.48). Without dependents: $7,054.48/mo.
Is Fort Myers Beach BAH above or below average?
O-1 BAH in Fort Myers Beach is $395 above the national average of $2,335/mo with dependents.
O-1 BAH in Fort Myers Beach, FL, in context
An O-1 with dependents in Fort Myers Beach, FL draws $2,730/mo — 16.9% above the national average of $2,335 for this grade (73rd of 299 MHAs). Without dependents the rate is $2,406/mo, a $324 difference.
Promotion changes housing money here: pinning on O-2 raises BAH in this MHA by $186/mo (to $2,916), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.