O-2 BAH Rates in FLORIDA KEYS, FL (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-2 (First Lieutenant (1LT)) stationed in FLORIDA KEYS, FL is $4,053 per month with dependents and $3,921 per month without dependents. This rate is $1,445 above the national average for O-2.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-2 base pay of $6,484.5/mo (at 4 years of service) and BAS of $328.48/mo, total monthly compensation in FLORIDA KEYS is approximately $10,865.98 with dependents or $10,733.98 without.
O-2 BAH: FLORIDA KEYS vs National Average
| FLORIDA KEYS | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $4,053 | $2,608 | +$1,445 |
| Without Dependents | $3,921 | $2,243 | +$1,678 |
O-2 Total Monthly Compensation in FLORIDA KEYS
Here is how O-2 pay breaks down for a service member with 4 years of service stationed in FLORIDA KEYS:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $6,484.5 | $6,484.5 |
| BAH | $4,053 | $3,921 |
| BAS | $328.48 | $328.48 |
| Total | $10,865.98 | $10,733.98 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in FLORIDA KEYS
- E-3 — $3,813/mo
- E-4 — $3,813/mo
- E-5 — $3,969/mo
- E-6 — $4,056/mo
- E-7 — $4,350/mo
- O-1 — $3,987/mo
- O-3 — $4,872/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-2 in FLORIDA KEYS?
The 2026 O-2 BAH rate in FLORIDA KEYS is $4,053/mo with dependents and $3,921/mo without dependents.
What is the total monthly pay for O-2 in FLORIDA KEYS?
An O-2 with 4 years of service in FLORIDA KEYS earns approximately $10,865.98/mo total compensation with dependents (base pay $6,484.5 + BAH $4,053 + BAS $328.48). Without dependents: $10,733.98/mo.
Is FLORIDA KEYS BAH above or below average?
O-2 BAH in FLORIDA KEYS is $1,445 above the national average of $2,608/mo with dependents.