E-4 BAH Rates in Florida Keys, FL (2026)

With Dependents
$3,813
per month
Without Dependents
$3,084
per month
Total Comp (w/ dep)
$7,948.45
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in Florida Keys, FL is $3,813 per month with dependents and $3,084 per month without dependents. This rate is $1,684 above the national average for E-4.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in Florida Keys is approximately $7,948.45 with dependents or $7,219.45 without.

E-4 BAH: Florida Keys vs National Average

Florida KeysNational AvgDifference
With Dependents$3,813$2,129+$1,684
Without Dependents$3,084$1,683+$1,401

E-4 Total Monthly Compensation in Florida Keys

Here is how E-4 pay breaks down for a service member with 4 years of service stationed in Florida Keys:

ComponentWith DependentsWithout Dependents
Base Pay$3,658.5$3,658.5
BAH$3,813$3,084
BAS$476.95$476.95
Total$7,948.45$7,219.45

Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Florida Keys

Frequently Asked Questions

What is the 2026 BAH rate for E-4 in Florida Keys?

The 2026 E-4 BAH rate in Florida Keys is $3,813/mo with dependents and $3,084/mo without dependents.

What is the total monthly pay for E-4 in Florida Keys?

An E-4 with 4 years of service in Florida Keys earns approximately $7,948.45/mo total compensation with dependents (base pay $3,658.5 + BAH $3,813 + BAS $476.95). Without dependents: $7,219.45/mo.

Is Florida Keys BAH above or below average?

E-4 BAH in Florida Keys is $1,684 above the national average of $2,129/mo with dependents.

View all Florida BAH rates →

E-4 BAH in Florida Keys, FL, in context

An E-4 with dependents in Florida Keys, FL draws $3,813/mo — 79.1% above the national average of $2,129 for this grade (11th of 299 MHAs). Without dependents the rate is $3,084/mo, a $729 difference.

Promotion changes housing money here: pinning on E-5 raises BAH in this MHA by $156/mo (to $3,969), on top of the base-pay increase.

Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.