E-4 BAH Rates in Florida Keys, FL (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in Florida Keys, FL is $3,813 per month with dependents and $3,084 per month without dependents. This rate is $1,684 above the national average for E-4.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in Florida Keys is approximately $7,948.45 with dependents or $7,219.45 without.
E-4 BAH: Florida Keys vs National Average
| Florida Keys | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,813 | $2,129 | +$1,684 |
| Without Dependents | $3,084 | $1,683 | +$1,401 |
E-4 Total Monthly Compensation in Florida Keys
Here is how E-4 pay breaks down for a service member with 4 years of service stationed in Florida Keys:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,658.5 | $3,658.5 |
| BAH | $3,813 | $3,084 |
| BAS | $476.95 | $476.95 |
| Total | $7,948.45 | $7,219.45 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in Florida Keys
- E-3 — $3,813/mo
- E-5 — $3,969/mo
- E-6 — $4,056/mo
- E-7 — $4,350/mo
- O-1 — $3,987/mo
- O-2 — $4,053/mo
- O-3 — $4,872/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-4 in Florida Keys?
The 2026 E-4 BAH rate in Florida Keys is $3,813/mo with dependents and $3,084/mo without dependents.
What is the total monthly pay for E-4 in Florida Keys?
An E-4 with 4 years of service in Florida Keys earns approximately $7,948.45/mo total compensation with dependents (base pay $3,658.5 + BAH $3,813 + BAS $476.95). Without dependents: $7,219.45/mo.
Is Florida Keys BAH above or below average?
E-4 BAH in Florida Keys is $1,684 above the national average of $2,129/mo with dependents.
E-4 BAH in Florida Keys, FL, in context
An E-4 with dependents in Florida Keys, FL draws $3,813/mo — 79.1% above the national average of $2,129 for this grade (11th of 299 MHAs). Without dependents the rate is $3,084/mo, a $729 difference.
Promotion changes housing money here: pinning on E-5 raises BAH in this MHA by $156/mo (to $3,969), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.