O-1 BAH Rates in FLORIDA KEYS, FL (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in FLORIDA KEYS, FL is $3,987 per month with dependents and $3,657 per month without dependents. This rate is $1,652 above the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in FLORIDA KEYS is approximately $8,635.48 with dependents or $8,305.48 without.
O-1 BAH: FLORIDA KEYS vs National Average
| FLORIDA KEYS | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,987 | $2,335 | +$1,652 |
| Without Dependents | $3,657 | $1,975 | +$1,682 |
O-1 Total Monthly Compensation in FLORIDA KEYS
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in FLORIDA KEYS:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $3,987 | $3,657 |
| BAS | $328.48 | $328.48 |
| Total | $8,635.48 | $8,305.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in FLORIDA KEYS
- E-3 — $3,813/mo
- E-4 — $3,813/mo
- E-5 — $3,969/mo
- E-6 — $4,056/mo
- E-7 — $4,350/mo
- O-2 — $4,053/mo
- O-3 — $4,872/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in FLORIDA KEYS?
The 2026 O-1 BAH rate in FLORIDA KEYS is $3,987/mo with dependents and $3,657/mo without dependents.
What is the total monthly pay for O-1 in FLORIDA KEYS?
An O-1 with 2 years of service in FLORIDA KEYS earns approximately $8,635.48/mo total compensation with dependents (base pay $4,320 + BAH $3,987 + BAS $328.48). Without dependents: $8,305.48/mo.
Is FLORIDA KEYS BAH above or below average?
O-1 BAH in FLORIDA KEYS is $1,652 above the national average of $2,335/mo with dependents.