E-4 BAH Rates in San Luis Obispo, CA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-4 (Specialist/Corporal) stationed in San Luis Obispo, CA is $3,027 per month with dependents and $2,358 per month without dependents. This rate is $898 above the national average for E-4.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-4 base pay of $3,658.5/mo (at 4 years of service) and BAS of $476.95/mo, total monthly compensation in San Luis Obispo is approximately $7,162.45 with dependents or $6,493.45 without.
E-4 BAH: San Luis Obispo vs National Average
| San Luis Obispo | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,027 | $2,129 | +$898 |
| Without Dependents | $2,358 | $1,683 | +$675 |
E-4 Total Monthly Compensation in San Luis Obispo
Here is how E-4 pay breaks down for a service member with 4 years of service stationed in San Luis Obispo:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $3,658.5 | $3,658.5 |
| BAH | $3,027 | $2,358 |
| BAS | $476.95 | $476.95 |
| Total | $7,162.45 | $6,493.45 |
Base pay shown for 4 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in San Luis Obispo
- E-3 — $3,027/mo
- E-5 — $3,198/mo
- E-6 — $3,948/mo
- E-7 — $4,047/mo
- O-1 — $3,291/mo
- O-2 — $3,939/mo
- O-3 — $4,215/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-4 in San Luis Obispo?
The 2026 E-4 BAH rate in San Luis Obispo is $3,027/mo with dependents and $2,358/mo without dependents.
What is the total monthly pay for E-4 in San Luis Obispo?
An E-4 with 4 years of service in San Luis Obispo earns approximately $7,162.45/mo total compensation with dependents (base pay $3,658.5 + BAH $3,027 + BAS $476.95). Without dependents: $6,493.45/mo.
Is San Luis Obispo BAH above or below average?
E-4 BAH in San Luis Obispo is $898 above the national average of $2,129/mo with dependents.
E-4 BAH in San Luis Obispo, CA, in context
An E-4 with dependents in San Luis Obispo, CA draws $3,027/mo — 42.2% above the national average of $2,129 for this grade (41st of 299 MHAs). Without dependents the rate is $2,358/mo, a $669 difference.
Promotion changes housing money here: pinning on E-5 raises BAH in this MHA by $171/mo (to $3,198), on top of the base-pay increase.
Computed from the official 2026 BAH rate file across all 299 market-priced MHAs.