O-1 BAH Rates in Oakland, CA (2026)

The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in Oakland, CA is $3,807 per month with dependents and $3,180 per month without dependents. This rate is $1,472 above the national average for O-1.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in Oakland is approximately $8,455.48 with dependents or $7,828.48 without.

O-1 BAH: Oakland vs National Average

	Oakland	National Avg	Difference
With Dependents	$3,807	$2,335	+$1,472
Without Dependents	$3,180	$1,975	+$1,205

O-1 Total Monthly Compensation in Oakland

Here is how O-1 pay breaks down for a service member with 2 years of service stationed in Oakland:

Component	With Dependents	Without Dependents
Base Pay	$4,320	$4,320
BAH	$3,807	$3,180
BAS	$328.48	$328.48
Total	$8,455.48	$7,828.48

Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in Oakland

• E-3 — $3,471/mo
• E-4 — $3,471/mo
• E-5 — $3,759/mo
• E-6 — $4,113/mo
• E-7 — $4,203/mo
• O-2 — $4,110/mo
• O-3 — $4,362/mo

Frequently Asked Questions

What is the 2026 BAH rate for O-1 in Oakland?

The 2026 O-1 BAH rate in Oakland is $3,807/mo with dependents and $3,180/mo without dependents.

What is the total monthly pay for O-1 in Oakland?

An O-1 with 2 years of service in Oakland earns approximately $8,455.48/mo total compensation with dependents (base pay $4,320 + BAH $3,807 + BAS $328.48). Without dependents: $7,828.48/mo.

Is Oakland BAH above or below average?

O-1 BAH in Oakland is $1,472 above the national average of $2,335/mo with dependents.

View all California BAH rates →