E-5 BAH Rates in CHATTANOOGA, TN (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an E-5 (Sergeant (SGT)) stationed in CHATTANOOGA, TN is $1,986 per month with dependents and $1,629 per month without dependents. This rate is $303 below the national average for E-5.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with E-5 base pay of $4,110/mo (at 6 years of service) and BAS of $476.95/mo, total monthly compensation in CHATTANOOGA is approximately $6,572.95 with dependents or $6,215.95 without.
E-5 BAH: CHATTANOOGA vs National Average
| CHATTANOOGA | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,986 | $2,289 | $-303 |
| Without Dependents | $1,629 | $1,871 | $-242 |
E-5 Total Monthly Compensation in CHATTANOOGA
Here is how E-5 pay breaks down for a service member with 6 years of service stationed in CHATTANOOGA:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,110 | $4,110 |
| BAH | $1,986 | $1,629 |
| BAS | $476.95 | $476.95 |
| Total | $6,572.95 | $6,215.95 |
Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in CHATTANOOGA
- E-3 — $1,863/mo
- E-4 — $1,863/mo
- E-6 — $2,397/mo
- E-7 — $2,445/mo
- O-1 — $2,043/mo
- O-2 — $2,394/mo
- O-3 — $2,520/mo
Frequently Asked Questions
What is the 2026 BAH rate for E-5 in CHATTANOOGA?
The 2026 E-5 BAH rate in CHATTANOOGA is $1,986/mo with dependents and $1,629/mo without dependents.
What is the total monthly pay for E-5 in CHATTANOOGA?
An E-5 with 6 years of service in CHATTANOOGA earns approximately $6,572.95/mo total compensation with dependents (base pay $4,110 + BAH $1,986 + BAS $476.95). Without dependents: $6,215.95/mo.
Is CHATTANOOGA BAH above or below average?
E-5 BAH in CHATTANOOGA is $303 below the national average of $2,289/mo with dependents.