O-3 BAH Rates in CHARLESTON, SC (2026)

With Dependents
$2,721
per month
Without Dependents
$2,529
per month
Total Comp (w/ dep)
$10,786.48
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-3 (Captain (CPT)) stationed in CHARLESTON, SC is $2,721 per month with dependents and $2,529 per month without dependents. This rate is $138 below the national average for O-3.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-3 base pay of $7,737/mo (at 6 years of service) and BAS of $328.48/mo, total monthly compensation in CHARLESTON is approximately $10,786.48 with dependents or $10,594.48 without.

O-3 BAH: CHARLESTON vs National Average

CHARLESTONNational AvgDifference
With Dependents$2,721$2,859$-138
Without Dependents$2,529$2,493+$36

O-3 Total Monthly Compensation in CHARLESTON

Here is how O-3 pay breaks down for a service member with 6 years of service stationed in CHARLESTON:

ComponentWith DependentsWithout Dependents
Base Pay$7,737$7,737
BAH$2,721$2,529
BAS$328.48$328.48
Total$10,786.48$10,594.48

Base pay shown for 6 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in CHARLESTON

Frequently Asked Questions

What is the 2026 BAH rate for O-3 in CHARLESTON?

The 2026 O-3 BAH rate in CHARLESTON is $2,721/mo with dependents and $2,529/mo without dependents.

What is the total monthly pay for O-3 in CHARLESTON?

An O-3 with 6 years of service in CHARLESTON earns approximately $10,786.48/mo total compensation with dependents (base pay $7,737 + BAH $2,721 + BAS $328.48). Without dependents: $10,594.48/mo.

Is CHARLESTON BAH above or below average?

O-3 BAH in CHARLESTON is $138 below the national average of $2,859/mo with dependents.

View all South Carolina BAH rates →