O-1 BAH Rates in OXFORD, MD (2026)

With Dependents
$2,496
per month
Without Dependents
$2,094
per month
Total Comp (w/ dep)
$7,144.48
base + BAH + BAS

The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in OXFORD, MD is $2,496 per month with dependents and $2,094 per month without dependents. This rate is $161 above the national average for O-1.

BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in OXFORD is approximately $7,144.48 with dependents or $6,742.48 without.

O-1 BAH: OXFORD vs National Average

OXFORDNational AvgDifference
With Dependents$2,496$2,335+$161
Without Dependents$2,094$1,975+$119

O-1 Total Monthly Compensation in OXFORD

Here is how O-1 pay breaks down for a service member with 2 years of service stationed in OXFORD:

ComponentWith DependentsWithout Dependents
Base Pay$4,320$4,320
BAH$2,496$2,094
BAS$328.48$328.48
Total$7,144.48$6,742.48

Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.

Other Ranks in OXFORD

Frequently Asked Questions

What is the 2026 BAH rate for O-1 in OXFORD?

The 2026 O-1 BAH rate in OXFORD is $2,496/mo with dependents and $2,094/mo without dependents.

What is the total monthly pay for O-1 in OXFORD?

An O-1 with 2 years of service in OXFORD earns approximately $7,144.48/mo total compensation with dependents (base pay $4,320 + BAH $2,496 + BAS $328.48). Without dependents: $6,742.48/mo.

Is OXFORD BAH above or below average?

O-1 BAH in OXFORD is $161 above the national average of $2,335/mo with dependents.

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