O-1 BAH Rates in PADUCAH, KY (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in PADUCAH, KY is $1,434 per month with dependents and $1,215 per month without dependents. This rate is $901 below the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in PADUCAH is approximately $6,082.48 with dependents or $5,863.48 without.
O-1 BAH: PADUCAH vs National Average
| PADUCAH | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $1,434 | $2,335 | $-901 |
| Without Dependents | $1,215 | $1,975 | $-760 |
O-1 Total Monthly Compensation in PADUCAH
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in PADUCAH:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $1,434 | $1,215 |
| BAS | $328.48 | $328.48 |
| Total | $6,082.48 | $5,863.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in PADUCAH
- E-3 — $1,293/mo
- E-4 — $1,293/mo
- E-5 — $1,365/mo
- E-6 — $1,875/mo
- E-7 — $1,932/mo
- O-2 — $1,872/mo
- O-3 — $2,031/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in PADUCAH?
The 2026 O-1 BAH rate in PADUCAH is $1,434/mo with dependents and $1,215/mo without dependents.
What is the total monthly pay for O-1 in PADUCAH?
An O-1 with 2 years of service in PADUCAH earns approximately $6,082.48/mo total compensation with dependents (base pay $4,320 + BAH $1,434 + BAS $328.48). Without dependents: $5,863.48/mo.
Is PADUCAH BAH above or below average?
O-1 BAH in PADUCAH is $901 below the national average of $2,335/mo with dependents.