O-1 BAH Rates in OAKLAND, CA (2026)
The 2026 Basic Allowance for Housing (BAH) rate for an O-1 (Second Lieutenant (2LT)) stationed in OAKLAND, CA is $3,807 per month with dependents and $3,180 per month without dependents. This rate is $1,472 above the national average for O-1.
BAH is a tax-free housing allowance paid to service members who do not live in government housing. Combined with O-1 base pay of $4,320/mo (at 2 years of service) and BAS of $328.48/mo, total monthly compensation in OAKLAND is approximately $8,455.48 with dependents or $7,828.48 without.
O-1 BAH: OAKLAND vs National Average
| OAKLAND | National Avg | Difference | |
|---|---|---|---|
| With Dependents | $3,807 | $2,335 | +$1,472 |
| Without Dependents | $3,180 | $1,975 | +$1,205 |
O-1 Total Monthly Compensation in OAKLAND
Here is how O-1 pay breaks down for a service member with 2 years of service stationed in OAKLAND:
| Component | With Dependents | Without Dependents |
|---|---|---|
| Base Pay | $4,320 | $4,320 |
| BAH | $3,807 | $3,180 |
| BAS | $328.48 | $328.48 |
| Total | $8,455.48 | $7,828.48 |
Base pay shown for 2 years of service. BAH and BAS are tax-free. Actual take-home pay will differ after federal tax on base pay. Use our Military Pay Calculator for a personalized estimate.
Other Ranks in OAKLAND
- E-3 — $3,471/mo
- E-4 — $3,471/mo
- E-5 — $3,759/mo
- E-6 — $4,113/mo
- E-7 — $4,203/mo
- O-2 — $4,110/mo
- O-3 — $4,362/mo
Frequently Asked Questions
What is the 2026 BAH rate for O-1 in OAKLAND?
The 2026 O-1 BAH rate in OAKLAND is $3,807/mo with dependents and $3,180/mo without dependents.
What is the total monthly pay for O-1 in OAKLAND?
An O-1 with 2 years of service in OAKLAND earns approximately $8,455.48/mo total compensation with dependents (base pay $4,320 + BAH $3,807 + BAS $328.48). Without dependents: $7,828.48/mo.
Is OAKLAND BAH above or below average?
O-1 BAH in OAKLAND is $1,472 above the national average of $2,335/mo with dependents.