Base Pay Raise 3.8%
2026 Pay Raise
3.8%
Effective Date
Jan 1, 2026
E-5 w/6 yrs
$4,110/mo
O-3 w/6 yrs
$7,737/mo
BAH Rates +4.2% avg
National Average Increase
4.2%
Rate Protection
Yes
Cost Share
5%
Tax Status
Tax-Free
VA Disability COLA +2.5%
2026 COLA Increase
2.5%
100% Single
$3,832.73/mo
100% w/Spouse
$4,044.31/mo
50% Single
$1,089.24/mo
TSP Contribution Limits
Annual Limit
$23,500
Catch-Up (50+)
$7,500
BRS Match
Up to 5%
Auto-Enroll Rate
5%
BAS (Food Allowance)
Enlisted BAS
$476.95/mo
Officer BAS
$328.48/mo
Tax Status
Tax-Free
GI Bill Rates (2025-26)
Private School Cap
$29,920.95/yr
Books/Supplies
$1,000/yr
MHA (E-5 avg)
$2,338/mo
100% Eligibility
36+ months
Key Dates
Pay Raise
Jan 1
New BAH Rates
Jan 1
VA COLA
Dec 1 (prev yr)